Lately, ICAI has launched many facilities for it’s member. Earlier we had discussed loan facility being provided to it’s members and now let’s discuss about the credit facility which is being offered to the members of ICAI in association with BOB.
Although full details have not been provided as far as interest rate and foreign exchange rate is concerned, however there are few beneficial offering such as free credit card and other things for members which are as under:
|
Features & Offers |
|
| Customer segment | All eligible & active members of ICAI, subject to credit Policy |
| Guaranteed Credit Limit | ₹ 1 lakh for ACA, ₹ 2 lakh for FCA less than 5 years and ₹ 3 lakh for FCA 5 years or more (subject to card approval)
Higher credit limit will be considered basis income documents. |
| Annual Fees | Life time free for all members |
| Reward Points on spends | Base reward to be 1 point per ₹ 100 spent Accelerated reward to be 5 points per ₹ 100 spent on (i) Online, (ii) Dining and (iii) Utility bills payment. |
| Interest and Foreign exchange rate | Competitive Interest rate and Foreign exchange mark-up rate |
| Zero Fuel Surcharge | Fuel surcharge waived for all transactions between ₹400 – 5,000 |
| Credit Terms | Up to 50 days of interest free credit |
| Add-on cards | Up to 3 lifetime free add-on cards for family members |
| Insurance cover | Complimentary Accidental Death Insurance cover;
Air Accidents: ₹ 15 lakhs and Non Air Accidents: ₹ 5 lakhs |
| Zero liability on lost card | Report loss of card immediately to ensure zero
liability on any fraudulent transactions |
| Professional Indemnity Insurance | Free Professional Indemnity Insurance up to Credit Limit |
| Special offering | a) Special offering on Payment Gateway from Bank of Baroda
b) Zero rental and special rates for CA firms |
| Customer Offers/Discounts | Regular offers would include all customers of this
Cobrand Card |
The web link to submit the expression of interest: https://www.bobfinancial.com/creditcard-application-form-ICAI.jsp
Tollfree: 1800 225 100, Email at: crm@bobfinancial.com
To download full offer by ICAI for members CLICK HERE.
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